Your Financial Freedom, Simplified!
From emergency funds to festival inventory, get instant approval.
Life’s Backup, Instantly Yours
Instant loans with zero collateral. Trusted nationwide.
Safe Loans, Transparent Terms
SEC-licensed. Your security is our priority.
Our Products
Providing flexible and secure financial services for Filipino residents, offering unsecured loan approvals through advanced data analytics. End-to-end encryption ensures privacy compliance with Philippine laws.
Service Highlights:
Instant approval without paperwork
Mobile-first end-to-end operational adaptation
Real-time disbursement to GCash/Maya
Compliance Assurance:
Licensed by the Securities and Exchange Commission (SEC), safeguarding user data under the Data Privacy Act. No hidden charges, transparent rates, protecting every household's financial well-being.
Why Choose Us
Experience the advantages of our digital lending platform
Simple & Convenient
A clear and user-friendly process, allowing applications anytime, anywhere.
Flexible Options
Designed to adapt to various income sources and work situations.
Legally Registered
PERA LOAN is registered with local authorities and follows relevant regulations.
Data Security
Personal data is handled with layered safeguards to enhance privacy protection.
Fully Digital
The entire process can be completed online, saving time and effort.
Friendly Experience
An intuitive experience designed for users with varying levels of familiarity.
